News for 'Small Savings'

GST rate cuts spur credit growth in banking sector in Q3 FY26

GST rate cuts spur credit growth in banking sector in Q3 FY26

Rediff.com7 Jan 2026

Banking sector has witnessed healthy growth in advances in the third quarter of financial year 2026 (Q3FY26) against the same period last year, as the full impact of goods and service tax (GST) rate cuts drove growth. Most of the lenders saw their credit growth outpace the deposit growth in the quarter.

AI adoption in MSMEs can unlock over $500 bn value: BCGX-FICCI report

AI adoption in MSMEs can unlock over $500 bn value: BCGX-FICCI report

Rediff.com18 Dec 2025

Adoption of Artificial Intelligence (AI) in India's 64 million Micro, Small and Medium Enterprises (MSMEs) alone could unlock over $500 billion in economic value, but the country must pivot from an "adopt-first" to an "invent-first" mindset to realise this potential, according to a new report.

Don't Let Your Health Cover Fall Short

Don't Let Your Health Cover Fall Short

Rediff.com6 Jan 2026

With medical inflation hovering at around 13-14 per cent annually, policyholders must reassess their sum insured once every two years.

IPO Market Shows No Sign Of Slowing

IPO Market Shows No Sign Of Slowing

Rediff.com2 Jan 2026

'The first time India has seen two consecutive blockbuster IPO years.'

Bohras Launch Save Our Sparrows

Bohras Launch Save Our Sparrows

Rediff.com20 Mar 2025

dawoodi Bohra volunteers distributed around 50,000 bird feeders to households, schools, parks and community centres across the country.

Wedding Planning Hacks From A Bride-To-Be

Wedding Planning Hacks From A Bride-To-Be

Rediff.com1 Dec 2025

Weddings today are not just events, they are full-blown productions. Between Instagram aesthetics, Pinterest pressure, relatives with opinions and budgets that magically stretch themselves, brides often find themselves overwhelmed long before the pheras begin.

Why MF Investors Can't Trade on Budget Day

Why MF Investors Can't Trade on Budget Day

Rediff.com28 Jan 2026

Rediff explains why the system, not the Budget, is the problem.

Survivor claims fireworks inside Goa nightclub caused fire

Survivor claims fireworks inside Goa nightclub caused fire

Rediff.com7 Dec 2025

A survivor recounts the chaotic scene at a Goa nightclub fire that resulted in 25 deaths, citing fireworks and a stampede as contributing factors.

'Venezuela's Current Leaders Gave Maduro As A Trophy To Trump'

'Venezuela's Current Leaders Gave Maduro As A Trophy To Trump'

Rediff.com8 Jan 2026

'Trump had done a deal with the current regime minus Maduro. The current regime is giving Trump entry into Venezuelan oil. They are obeying him and doing whatever he says.' 'They are happy because they have saved their heads by sacrificing only two, Maduro and his wife. Thousands of Venezuelan military leaders would have been jailed or killed in American action had Maduro stayed in power.'

Missing Thackerays And A Bulldozer At Marathi School

Missing Thackerays And A Bulldozer At Marathi School

Rediff.com21 Nov 2025

If the Thackerays don't save a Marathi school in their backyard, who will, wonders Syed Firdaus Ashraf.

EAC-PM chair calls for raising investment rate

EAC-PM chair calls for raising investment rate

Rediff.com20 Nov 2025

India needs to increase the investment rate to 34-35 per cent from 31-32 per cent currently to achieve a growth rate of 7 per cent and above, said S Mahendra Dev, chairman, economic advisory council (EAC) to the Prime Minister, on Wednesday.

Stranger Things Season 5 Volume 2 Review: Mostly Exhausting

Stranger Things Season 5 Volume 2 Review: Mostly Exhausting

Rediff.com27 Dec 2025

Large chunks of Stranger Things Season 5, Volume 2 are exhausting and boring, despite the efforts of the likeable cast, with the '80s outfits and big hairstyles that were trendy then, looking earnest and hassled because the fate of the world depends on them, observes Deepa Gahlot.

Retail investors sell Rs 23,000 crore in two months as markets rally

Retail investors sell Rs 23,000 crore in two months as markets rally

Rediff.com11 Dec 2025

Retail investors are moving away from a buy-and-hold approach and towards more informed short-term positioning, recent investment patterns show.

'Can EPF+SIP Sustain Me Till 75?'

'Can EPF+SIP Sustain Me Till 75?'

Rediff.com10 Dec 2025

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.

SUVs The Flavour While Small Cars Remain Out of Reach

SUVs The Flavour While Small Cars Remain Out of Reach

Rediff.com29 May 2025

The country's biggest carmaker, Maruti Suzuki India, has raised concerns about the continuing slide in small car sales.

'I Didn't Want To Do Bigg Boss, But...'

'I Didn't Want To Do Bigg Boss, But...'

Rediff.com10 Dec 2025

JioStar's SouthUnbound event served as the launchpad for several new original projects on the streaming platform.

Mining legal on 0.19% of area covered by Aravallis: Govt

Mining legal on 0.19% of area covered by Aravallis: Govt

Rediff.com22 Dec 2025

Union Environment Minister Bhupender Yadav accuses the Congress of spreading misinformation regarding the new definition of the Aravallis and defends the government's commitment to protecting the mountain range while allowing limited, legal mining.

Fuel efficiency norms favour flex-fuel, hybrid cars: EV makers

Fuel efficiency norms favour flex-fuel, hybrid cars: EV makers

Rediff.com11 Nov 2025

EV manufacturers point out that converting a regular petrol car into a flex-fuel vehicle requires only about Rs 17,000-25,000 per unit, whereas developing an EV demands vastly greater investments in research, battery development, and localisation.

Pahalgam attack: 'Nazakat bhai' saves BJP leader's family

Pahalgam attack: 'Nazakat bhai' saves BJP leader's family

Rediff.com25 Apr 2025

Risking his own life, a Kashmiri tourist guide saved the lives of children from a group of tourists from Chhattisgarh when terrorists struck in Pahalgam on Tuesday.

Payslip To Pension To Long-Term Wealth: How EPF Works

Payslip To Pension To Long-Term Wealth: How EPF Works

Rediff.com9 Oct 2025

A 10-part series that explains all you want to know about how India's EPF turns a slice of your monthly salary into long-term savings, pension, and life insurance.

World Savings Day: Your Career Is Your BIGGEST Saving!

World Savings Day: Your Career Is Your BIGGEST Saving!

Rediff.com30 Oct 2024

The best way to achieve financial security isn't by cutting out every vada pav or limiting yourself to home-cooked meals; it's by making yourself indispensable at work, says Vatsal Ramaiya.

EPF Secrets Revealed: Where Your 12% Goes

EPF Secrets Revealed: Where Your 12% Goes

Rediff.com9 Oct 2025

Who pays what into EPF, EPS, and EDLI -- the 12% math explained.

'I Restarted My Life At 39 After Divorce'

'I Restarted My Life At 39 After Divorce'

Rediff.com20 Nov 2025

'One day, I realised my children were watching me tolerate pain. That was my turning point. I wanted them to see their mother as someone who respected herself, not someone who stayed in a non-existent marriage because she was scared.'

'Goa Nightclub Fire Was Murder!'

'Goa Nightclub Fire Was Murder!'

Rediff.com9 Dec 2025

'When an establishment operates despite demolition or closure orders, without proper fire exits, evacuation plans or safety audits, and yet is allowed to host large crowds, the state cannot hide behind the language of accident.' 'The authorities were aware of the risks and of the violations, but chose not to act decisively because doing so would have inconvenienced those with influence and financial stakes.' 'In such a scenario, the moral and legal responsibility for the resulting deaths moves from negligence towards culpability; calling it 'murder' is a way of underlining that these lives were sacrificed at the altar of greed and complicity, not fate.'

Revolver Rita Review: OK-OK Comedy

Revolver Rita Review: OK-OK Comedy

Rediff.com28 Nov 2025

Revolver Rita doesn't use its comic potential to its fullest and ends up a passable comedy that could have used more bite, observes Arjun Menon.

PIX: Liverpool edge Inter; Barcelona, Bayern win

PIX: Liverpool edge Inter; Barcelona, Bayern win

Rediff.com10 Dec 2025

Liverpool shrugged off the absence of Mohamed Salah as midfielder Dominik Szoboszlai scored an 88th-minute penalty to give them a 1-0 Champions League win at Inter Milan.

Want To Invest In Fixed Income Schemes?

Want To Invest In Fixed Income Schemes?

Rediff.com3 Jan 2025

When investing in fixed-income products, balancing considerations like safety, liquidity, and income is essential.

How To Use BNPL Wisely

How To Use BNPL Wisely

Rediff.com13 Nov 2025

Before signing up for a BNPL plan, read the fine print carefully and watch for red flags like unclear repayment terms, vague information on interest or late fees, and marketing that downplays the cost of default.

Savings And Investment: Ask rediffGURUS!

Savings And Investment: Ask rediffGURUS!

Rediff.com30 Oct 2024

Let's Make Savings As Exciting As Spending. This World Savings Day, rediffGURUS Nitin Narkhede, Milind Vadjikar and Ramalingam Kalirajan are all set to answer your queries on savings and investments.

'If You Don't Take Time To Cook Food...'

'If You Don't Take Time To Cook Food...'

Rediff.com12 Nov 2025

'Nutrition is always higher when you consume fresh food. Whether it's heated, boiled, frozen or microwaved, some nutrient depletion always happens' says Dr Rajeshwari Panda.

How Juice Jacking Can Steal Your Phone's Data

How Juice Jacking Can Steal Your Phone's Data

Rediff.com6 Nov 2025

Exercise caution when charging your phone in public places or borrowing a charger from someone -- you might get hacked.

EPF: How To Withdraw Smart, Protect Your Corpus

EPF: How To Withdraw Smart, Protect Your Corpus

Rediff.com7 Oct 2025

When and how you can access EPF money before retirement without jeopardising your long-term retirement savings.

What Moving Out Of Home Really Feels Like

What Moving Out Of Home Really Feels Like

Rediff.com18 Nov 2025

World Adult Day is a reminder that adulthood isn't a milestone you hit at 18 or 21, it's the everyday reality of managing life on your own, taking responsibility, making decisions and figuring things out without a parental safety net. Today, 27-year-old Krushant opens up about how living alone has taught him what 'grown-up' life is really like.

As new GST rates kick in, groceries, medicines, cars get cheaper

As new GST rates kick in, groceries, medicines, cars get cheaper

Rediff.com22 Sep 2025

New lower GST rates kicked in from Monday, resulting in a slashing of prices of as many as 375 items ranging from toothpaste and shampoo to cars and television sets, a move seen as an attempt to boost consumption to cushion an economy facing tariff headwinds. Tax rates of 5, 12, 18, and 28 per cent have been clubbed into two rates of 5 per cent and 18 per cent, resulting in a reduced price of 99 per cent of daily use items.

9 Must Read Money Rules For YOU

9 Must Read Money Rules For YOU

Rediff.com25 Aug 2025

Chartered accountant Nitin Kaushik's message to India's young workforce is clear: spend smart, save smarter and let money serve your goals.

PIX: Israel anthem booed as Italy register easy win

PIX: Israel anthem booed as Italy register easy win

Rediff.com15 Oct 2025

Italy beat Israel 3-0 at home on Tuesday thanks to a Mateo Retegui double and a late goal from Gianluca Mancini.

'Insaniyat Zindabad: If I Die Saving Them, So Be It'

'Insaniyat Zindabad: If I Die Saving Them, So Be It'

Rediff.com30 Apr 2025

'I will do it again. I am ready to put my life in danger a second time. This is my land, this is my responsibility'

New GST rates make sub-4m cars cheaper

New GST rates make sub-4m cars cheaper

Rediff.com4 Sep 2025

The GST Council on Wednesday approved two slabs of 5 per cent and 18 per cent effective from September 22, the first day of Navaratri.

Should You Invest In Corporate Bonds?

Should You Invest In Corporate Bonds?

Rediff.com10 Jul 2025

Only a limited set of investors should invest directly in corporate bonds.

'I Own 18 Worthless Insurance Policies. Help!'

'I Own 18 Worthless Insurance Policies. Help!'

Rediff.com2 Dec 2025

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.